Denver Premium Roofing: Roof Replacement, Hail Damage & Flat Roofs
Expert residential and commercial roofing services. Free inspection and a written finding across Denver and the Front Range urban corridor.
- Licensed by the City and County of Denver for both shingle and membrane work, since Colorado issues no statewide roofing licence
- Written contract before any work, with the seventy-two-hour right to rescind and your deposit held in trust, as Colorado law requires
- We read your declarations page before we price the roof, so the number on the estimate matches what the policy will actually settle
- Free inspection with a written finding, including the finding that your roof is still serviceable and does not need replacing
Our Roofing Services in Denver, CO
Roof Replacement
A Denver replacement gets priced twice before it gets priced once. The roof has a construction cost, and your policy has a settlement basis, and treating those as one number is how homeowners end up funding a surprise.
Roof Leak Repair
Most Denver leaks are not an insurance event, and pretending otherwise costs you twice. A slow leak is wear, and wear is what nearly every homeowners policy excludes by name, so the claim you file is usually the claim you lose.
Storm Damage Restoration
After a Front Range storm the roof is one problem and the payment structure is another, and the second runs on a clock most homeowners are never shown. Restoration here means managing both, in the right order, without confusing them.
Hail Damage Roofing
Before anything else, we run your deductible against the likely settlement. Plenty of Denver hail claims are worth filing and a meaningful minority are not, and the arithmetic separating them takes about ten minutes and costs you nothing at all.
Wind Damage Roofing
Denver writes three different wind ratings into one city, and the boundaries are streets. That single fact settles more wind arguments here than anything a homeowner will read in a brochure, and it is where an honest conversation about wind has to start.
Roof Inspections
An inspection here has two possible outputs and both are useful. One is a scope of work.
Asphalt Shingle Roofs
Asphalt covers most of Denver, and the choice you make inside that category does two jobs. It decides how the roof performs, and it decides how the roof depreciates, because age-based payment schedules key off material as well as years in service.
Metal Roofing
Metal is sold across hail country as the roof that ends the argument with the weather. In Denver we argue the opposite for a large share of buyers, and the reason has nothing to do with how the panels perform in a storm.
Tile Roofing
Tile is a small part of Denver's roofscape and we think it should stay that way. When homeowners ask us to convert a shingle roof to concrete or clay tile, our usual answer is no, and that deserves an explanation rather than a discouraging price.
Flat & Low-Slope Roofing
Low-slope roofs in Denver almost never get rescued by an insurance cheque, and the sooner an owner accepts that the better the building does. A membrane is a capital item with a service life, and it should be budgeted like a boiler.
Roof Coatings & Sealing
We turn down more coating work than we accept, and almost all of what we turn down sits on steep-slope asphalt. If somebody has knocked on your door offering to spray or rejuvenate a Denver shingle roof, this page is the argument we would make in your driveway.
Roof Ventilation
Denver does not inspect attic ventilation on a re-roof. That is a real regulatory fact and it changes this conversation, because nothing external is forcing the upgrade on you.
Skylights
We gate this one deliberately. Every new roof penetration in Denver requires a permit, and a skylight added during a claim-funded reroof is betterment your carrier does not owe, so the honest sequence often starts with us recommending against it.
Gutters & Downspouts
Gutters are where the cosmetic damage question surfaces first, and where most Denver homeowners meet it without recognising it. Aluminum dents in hail.
Fascia & Soffit
Fascia and soffit get treated as trim and priced as trim, and both assumptions are wrong. The soffit is where your attic breathes, which makes it the part of the eave your shingle warranty quietly depends on, and the fascia is what your gutters hang from.
Chimney Flashing
Chimney flashing work is almost always out of pocket, and you should hear that from us on the first visit rather than from an adjuster three weeks later. Deteriorated sealant and tired step flashing are wear, which policies exclude by name, so this is a maintenance decision.
Emergency Tarping
Two things are true at once after a storm. Your policy obliges you to prevent further damage and generally reimburses reasonable steps taken to do it, and this is the hour when Denver homeowners sign the worst contracts of their lives.
Commercial Roofing
Commercial owners in Denver meet two things residential owners never do: a cool-roof obligation triggered by square footage, and an insurance market where actual cash value on an aged membrane makes the roof a capital problem rather than a recoverable loss. The obligation first, because it moves budgets.
Insurance Claim Help
We will say the limiting thing first, because it defines everything else on this page. Colorado bars a roofing contractor from holding itself out as a public insurance adjuster or acting as one.
Denver Premium Roofing is a licensed, insured roofing contractor in Denver, Colorado, handling roof replacement, roof leak repair, hail and wind damage, flat and low-slope membrane, metal roofing, gutters and commercial roofing across the city. We install architectural laminate shingles tested to ASTM D3462, twenty-four-gauge standing seam steel, TPO and EPDM membrane, and we name the product on the estimate.
What makes a Denver quote different here is that we read your policy's loss settlement basis before we price the roof. Actual cash value on roof surfaces, an age-based payment schedule, a percentage wind and hail deductible and a cosmetic damage endorsement each change what a claim actually pays, and therefore what a sensible scope looks like. Those facts go on the front of the report.
Everything else follows from that. We tear off to bare deck, specify the ASTM D7158 wind class your street requires, cap plank-deck openings in 26-gauge metal, and price flashing, valley metal, edge metal and pipe boots as separate lines. Free inspection, written findings, and an honest answer when your roof is still serviceable and does not need us yet.
What Denver Customers Say
They asked for my declarations page before they got on the roof, which nobody else did. Turned out my policy pays roof surfaces at actual cash value, so the claim would have left me twelve thousand short. We did it as a cash job in the autumn instead and I knew the number going in.
Two other companies told me I needed a full replacement after the June hail. These guys marked test squares, counted the hits and told me the roof was serviceable, then gave me the finding in writing with photographs. My insurer's inspector agreed. It cost me nothing.
I wanted a standing seam roof and they talked me out of it because my policy has a cosmetic damage waiver on it. Nobody selling metal had mentioned that. We went with an impact laminate and they showed me the payback maths rather than just asserting it.
Old plank decking under the shingles and I was braced for a huge re-sheeting bill. They measured the gaps, capped the small openings in metal exactly as the city allows, and only sheeted where it was genuinely needed. Priced per sheet up front, no surprises at the end.
Why Denver Chooses Denver Premium Roofing
- ✓We read the loss settlement section of your declarations page before we measure, because an actual cash value roof schedule changes the whole shape of the job.
- ✓Every proposal carries two numbers: what the policy is likely to settle, and what the roof costs. You see the gap before you decide whether to file.
- ✓We are not public adjusters and Colorado bars us from acting like one, so we scope and document while you or a licensed adjuster handle the negotiation.
- ✓Your wind rating is set by which side of Federal, Sheridan or Kipling you sit on, and we specify the covering to that zone rather than to a metro average.
- ✓We will tell you not to file. A written serviceable finding costs you nothing and keeps a marginal loss off a record that carriers read at every renewal.
- ✓Deck condition is measured against Denver's own limit of half an inch between boards, and re-sheeting is priced per sheet before the tear-off rather than discovered on day two.
About Denver Premium Roofing in Denver, CO
Denver Premium Roofing works the City and County of Denver and the surrounding Front Range urban corridor, from Wheat Ridge and Edgewater across to Aurora and south through Englewood, Littleton and the Douglas County suburbs. Residential shingle work, low-slope membrane on commercial and multifamily buildings, gutters, flashing and storm repair, with free inspections and a written finding on every visit.
We are licensed by the city for both shingle and membrane work, because Denver issues roofing licences by class and Colorado does not license roofers at the state level. Every job carries a written contract with the seventy-two-hour right to rescind, your deposit held in trust until materials arrive, and our insurer named, exactly as state law requires.
Do not hire us if you want somebody to guarantee a claim before they have seen the roof, to handle an adjuster negotiation on your behalf, or to spray a coating over a worn shingle roof. The first two we are barred from doing, and the third we simply will not sell. If your roof has years left, we will tell you so in writing, hand you the photographs, and go away until you need us.
How It Works
- 1
Read the policy, then the roof
We ask for the declarations page and pull out four things: the loss settlement basis for roof surfaces, the wind and hail deductible and whether it is a flat sum or a percentage, any cosmetic damage endorsement, and the ordinance-or-law limit. Those decide what a sensible scope even looks like.
- 2
Inspect from the attic outwards
Sheathing tells the truth before shingles do, so we start inside with a moisture meter, then walk each slope. Layer count is confirmed at the rake, board gaps are measured against the half-inch limit, and every penetration is photographed and numbered on its own.
- 3
Two priced paths, in writing
You get the claim-funded scope with the settlement arithmetic beside it, and the cash scope priced on your own timetable. Where the cash path is the better trade we say so, and where there is no claim worth making you get a dated serviceable finding instead.
- 4
Permit, build, inspect, invoice
We pull the Denver permit under the correct licence class, build to the specified ASTM wind class and fastening pattern, and schedule the city inspections the work requires. The final file gives you photographs, the permit record and an invoice a carrier can act on.
Commercial Roofing in Denver and Across the Front Range Urban Corridor
We roof and maintain warehouses, flex space, retail and multifamily buildings in Denver, from single-tenant industrial in the north-east quadrant to mixed-use blocks along the central corridors.
Commercial work here is governed by two numbers most owners meet late: the 25,000 square foot threshold that triggers Denver's cool-roof requirement on a replacement or recover, and the depreciated settlement an aged membrane returns when a storm finally ends it.
We plan around both, section by section, with core cuts and remaining service life stated in years rather than adjectives.
- ✓Sixty and eighty mil TPO and EPDM, and two-ply SBS modified bitumen systems
- ✓Tapered polyisocyanurate laid to a positive fall over high-density cover board
- ✓Cool-roof coverings and Green Buildings Ordinance compliance at 25,000 square feet and above
- ✓Class D Roof Covering and Waterproofing licensed crews on every membrane job
- ✓Core cuts, mapped moisture readings and remaining service life reported per roof section
- ✓Overflow scuppers and secondary drains sized and set to code on replacement work
- ✓Phased capital plans built around the five percent permit and ordinance thresholds
- ✓Night and weekend phasing on occupied buildings, with mechanical trades coordinated
Service Areas
Denver Premium Roofing serves Denver, CO and surrounding communities including:
Recent Projects Across the Front Range urban corridor
Frequently Asked Questions
Will my Denver policy pay for a whole new roof after hail?
That depends on the loss settlement wording, not on the storm. If roof surfaces are covered at replacement cost, the carrier pays actual cash value first and releases the depreciation on completion. If your policy names actual cash value on roof surfaces or an age-based payment schedule, the depreciation is never released and you fund it. We read that section before quoting.
What wind rating does my roof need in Denver?
It depends which side of three streets you live on. The city sets a 115 mph minimum east of Federal Boulevard, 125 mph from Federal to Sheridan, and 140 mph from Sheridan west to Kipling. We check the address against those boundaries and put the ASTM D7158 class on the proposal rather than assuming a metro-wide figure.
Do I need a permit to repair my Denver roof?
For a building under 25,000 square feet, a repair needs a permit once it exceeds ten percent of the roof area or two roof squares, whichever is smaller. At 25,000 square feet or more the threshold drops to five percent under the Green Buildings Ordinance. Roof coatings need no permit, and every new penetration does.
Can you pay my insurance deductible or take it off the price?
No. Colorado prohibits a roofing contractor from advertising, promising, paying, waiving or rebating any part of an insurance deductible, and we will not disguise it inside an inflated scope either. Your contract states the deductible in writing, and the scope on it is the scope we intend to build.
Is an ice and water barrier required at my eaves in Denver?
No. Denver's adopted climatic design table records that ice barrier underlayment is not required in this jurisdiction, which surprises owners who have moved from colder markets. We still use self-adhering membrane at valleys, penetrations and low-slope transitions, because those are where water actually gets in here.
Should I file a claim for a small hail loss?
Often not. Many Colorado policies carry a wind and hail deductible set as a percentage of the dwelling limit, so the first several thousand dollars is yours regardless, and Colorado has no law preventing a carrier from non-renewing after repeated losses. We will run the arithmetic and give you a written serviceable finding if there is no claim worth making.